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HDFC Corporate Fixed Deposit

Highest safety - AAA rating from both CRISIL and ICRA for 27 consecutive years.

Attractive and assured returns.

A wide range of deposit products to choose from.

Quick Loan Against Deposit facility..

Invest Now Explore FD rates

Interest Rates w.e.f (01-Mar-2023)

Interest Payout Non-Cumulative Scheme Cumulative Schema
Period (Month) Monthly Quarterly Half Yearly Yearly Cumulative
33 Months 7.30% 7.35% 7.40% 7.55% 7.55%
45 Months 7.45% 7.50% 7.55% 7.70% 7.70%
66 Months 7.40% 7.45% 7.50% 7.65% 7.65%
15 Months 7.20% 7.25% 7.30% 7.45%
22 Months 7.25% 7.30% 7.35% 7.50% 7.50%
44 Months 7.25% 7.30% 7.35% 7.50% 7.50%
12-23 Months 6.85% 6.90% 6.95% 7.10%
24-35 Months 7.10% 7.15% 7.20% 7.35% 7.35%
36-60 Months 7.15% 7.20% 7.25% 7.40% 7.40%
61-120 Months 7.05% 7.10% 7.15% 7.30% 7.30%
75 Months# 7.70% 7.75% 7.80% 8.00% 8.00%

How to Open Fixed Deposit Online in HDFC

STEP 1

Choose Scheme

Choose your scheme, Investment Amount and Tenture

STEP 2

Make Payment

Using your internet banking facility make your deposit payment

STEP 3

Update KYC

Provide your KYC details, nominee details and Maturity instructions

Product Features

High Returns on FD

HDFC Ltd. gives the highest interest rate for fixed deposit. You can earn up to 7.05% interest rates. Senior Citizens can enjoy higher additional returns of up to 0.25% and above the normal interest rates.

Regular Income

With Non-cumulative Fixed Deposits, you can earn interest rates with the deposited money over a fixed time. By choosing a monthly, quarterly, half-yearly or yearly interest payout, you get a regular earning through interest payments.

Liquidity in times of emergency

In Fixed Deposits, you will enjoy liquidity in times of emergencies, as you can close the deposit to support your exigencies. You can also avail loan on your deposit.

Flexible Tenure

If you are a resident of India, you can choose from a wide range of deposit products with maturities ranging from 12 to 120 months at competitive rates of interest and with different features to suit the investment needs of individuals.

Guaranteed Returns

Grow your savings with the best returns on your deposits.

attention-icon Attention Investors

1) Stock Brokers can accept securities as margin from clients only by way of pledge in the depository system w.e.f. September 1, 2020. 2) Update your mobile number & email Id with your stock broker/depository participant and receive OTP directly from depository on your email id and/or mobile number to create pledge. 3) Pay 20% upfront margin of the transaction value to trade in cash market segment.  4)Investors may please refer to the Exchange's Frequently Asked Questions (FAQs) issued vide circular reference NSE/INSP/45191 dated July 31, 2020 and NSE/INSP/45534 dated August 31, 2020 and other guidelines issued from time to time in this regard.5) Check your Securities /MF/ Bonds in the consolidated account statement issued by NSDL/CDSL every month. 6) For Stock Broking transaction : Prevent unauthorised transactions in your account 7) KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (Broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary  8) Update/ confirm your mobile number/email ID with us OR If you wish to change/ modify the current Mobile No. & E-mail ID, you are requested to provide MODIFICATION FORM duly filled in and signed OR If you do not want to provide Mobile No. & E-mail ID, you are requested to send DECLARATION FORM duly filled and signed.  9) Receive information of your transactions directly from exchange on your mobile/email at the end of the day...Issued in the interest of Investors 10) No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remain in investor's account. 11)As per SEBI Circular MIRSD/ SE /Cir-19/2009 dated December 3, 2009 Client transaction account shall be required to do the actual settlement of funds and securities at least once in a Quarter or month.