What is Financial Planning?

  • It is the process of estimating capital requirements and determining its competition. It is the process of framing the financial policies in relation to buy, investments, and administration of funds.
  • Financial Planning is the process of achieving your life goals by using different investment options with your current resources through proper and disciplined money management.
  • Financial planning is not only about money, but it is about life, about fulfilling your wishes, dreams, aspirations, and your enjoyment in achieving them.

Simple word the meaning of Financial Planning is

  • Budgeting/Identifying-monthly income and expenses
  • Planning- for family financial goals
  • Allocating - available existing assets and repaying liabilities
  • Documenting a written financial plan - To fulfill the goals and responsibilities of your family.


There are 3 major components in the financial planning process:

  1. Current Resources (CR)
  2. Investment Options (IO)
  3. Financial Goals (FG)

Financial Planning Includes:-

  • Emergency Planning- Continue your existing lifestyle without disturbing your goal planning.
  • Risk & Insurance Planning - Ensures having an adequate life cover at any point in time. Also controlling and minimizing any loss arising out of any medical conditions
  • Goal & Investment Planning- Focus on goal-based investment. It ensures timely investment and exit as per your goals and not market trends. Plan to invest in line with the goal tenure and available liquidity
  • Tax Planning - Reduce tax liability by proper investment and on time. It will be Improving post-tax-efficient returns and paying your taxes on time.
  • Retirement Planning - it is helping you get a regular income in the GOLDEN years of your life. Ready to retire at a given desired retirement age and lifestyle, i.e. whether one has enough money or not to retire.
  • Estate Planning -Making a plan to distribute your assets among your loved ones in your lifetime.

Financial Planning Process


MEET

Data Collection, Goal Setting and Current Analysis

PLAN

Draft a Plan , Finalize the Plan and Product Suggestions

IMPLEMENT

Execute the Plan , Follow ups

REVIEW

Monitoring , Query Solving

Financial Planning Investments


    Why invest with us?

    We at GEPL aim to provide you customized advice on Financial investments that ensures all your requirements are met.Our experienced personnel take into account technical and fundamental teams are well poised to advise customers on financial investments.

      Financial planning takes into account various aspects like risk management, investment planning, goal planning, liquidity management, and liability management.

      3.Use the metrics approach to manage your money:

      When you undertake financial planning, you can measure specific milestones on what you have achieved.

      4.Reduce your cost of personal finance:

      When you undertake financial planning, you can cut down on many personal finance costs.

      ">

      Financial planning takes into account various aspects like risk management, investment planning, goal planning, liquidity management, and liability management.

      1.Improves risk management:

      Taking adequate life cover and health cover is critical. When you do financial planning, you can determine the amount of cover you need with greater certainty. Thus you do not overpay for unnecessary insurance and also do not end up with a lower than necessary cover.

      2.Improvement in portfolio return on investment (ROI):

      Financial planning takes into account various aspects like risk management, investment planning, goal planning, liquidity management, and liability management.

      3.Use the metrics approach to manage your money:

      When you undertake financial planning, you can measure specific milestones on what you have achieved.

      4.Reduce your cost of personal finance:

      When you undertake financial planning, you can cut down on many personal finance costs.

        Contingency Planning

        •  Retirement Planning
        •  Tax Planning 
        • Emergency Fund Analysis
        • ">

          • Contingency Planning
          •  Retirement Planning
          •  Tax Planning 
          • Emergency Fund Analysis

          You have accepted the terms and conditions and allow GEPL Capital and its group companies to contact you via the contact information provided even if you are registered for DND facility.