Work towards a strong financial health; invest in Shriram Unnati Fixed Deposits.

100 per cent safe and secure with returns as high as 8.40 per cent. “FAAA / Stable" by CRISIL (indicates the highest degree of safety).

Invest Now

Opening an STFC Fixed Deposit Online is as simple as 1, 2, and 3.


How much and how long?

Choose the amount and period for your FD


Easy Pay

Make the deposit payment using net banking.


Complete your KYC

Submit your KYC details, nominee details, and instructions at maturity.

Product Features

High Returns on FD

With interest rates as high as 7.90%, Shriram Transport Finance Company lets you enjoy some of the best rates in the market making your investment worth every single penny. There is even more good news for Senior Citizens who stand to earn higher additional returns of up to 0.50% and above the normal interest rates. If that is not all, you can earn maximum returns of up to 8.40% per annum.

Power of Compounding

The power of compounding is like Thor’s hammer in the financial world; few can match its potency. When applied to our cumulative fixed deposits, you stand to earn maximum yield up to 9.98% at the end of the maturity; wealth creation does not get better than this investment in your portfolio as you will earn interest on the invested amount and also on the interest you get.

Regular Income

Break out from your dependency on a monthly salary. With Non-Cumulative Fixed Deposits, let interest rates walk into your bank account and march you towards financial fitness. Pick from monthly, quarterly, half-yearly or yearly interest payout and create for yourself a strong income stream over and above your other regular inflow.

Liquidity in times of emergency

Emergencies have a nasty habit of turning up and catching you off guard. During such untoward times, let us come to your aid. Liquidate your Fixed Deposits and attend to the emergency and if needed, you can also avail a loan on your deposit; a safer and more secure option than seeking loans from people.

Flexible Tenure

Every Shriram Unnati Fixed Deposits will give you great interest rates but not all have the same tenure. You can pick them starting from 12 months to 60 months basis your present financial health and the levels you wish to reach.

Guaranteed Returns

Markets will rise and fall, so will inflation, and so can your salary. But, in this era of instability, fixed deposits are your beacon of stability as they offer you assured and stable returns.


One stop investment avenue 

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attention-icon Attention Investors

1) Stock Brokers can accept securities as margin from clients only by way of pledge in the depository system w.e.f. September 1, 2020. 2) Update your mobile number & email Id with your stock broker/depository participant and receive OTP directly from depository on your email id and/or mobile number to create pledge. 3) Pay 20% upfront margin of the transaction value to trade in cash market segment.  4)Investors may please refer to the Exchange's Frequently Asked Questions (FAQs) issued vide circular reference NSE/INSP/45191 dated July 31, 2020 and NSE/INSP/45534 dated August 31, 2020 and other guidelines issued from time to time in this regard.5) Check your Securities /MF/ Bonds in the consolidated account statement issued by NSDL/CDSL every month. 6) For Stock Broking transaction : Prevent unauthorised transactions in your account 7) KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (Broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary  8) Update/ confirm your mobile number/email ID with us OR If you wish to change/ modify the current Mobile No. & E-mail ID, you are requested to provide MODIFICATION FORM duly filled in and signed OR If you do not want to provide Mobile No. & E-mail ID, you are requested to send DECLARATION FORM duly filled and signed.  9) Receive information of your transactions directly from exchange on your mobile/email at the end of the day...Issued in the interest of Investors 10) No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remain in investor's account. 11)As per SEBI Circular MIRSD/ SE /Cir-19/2009 dated December 3, 2009 Client transaction account shall be required to do the actual settlement of funds and securities at least once in a Quarter or month.