What is mutual fund Investment ?

  • To achieve the mutual targets shared by the investors, And money invested in the set of instruments is known as mutual funds investment. Each mutual fund scheme is managed by the professional fund manager who allocates the corpus of the scheme to different asset classes (such as debt, equity, money market, gold, global, etc.) in an effort to generate returns.
  • Investing in mutual funds is more like building the foundation on your portfolio and then building floors of stocks bonds and securities.
  • It provides small or retail investors with access at a low price to diversified, professionally operated portfolios.
  • When experienced portfolio managers are managing your wealth then you have nothing to worry about. The portfolio manager distributes the assets of the fund and aims to create capital gains or revenue for investors of the fund.
  • Usual funds invest in a large number of stocks, and performance is typically monitored by the aggregate performance of the underlying assets as the shift in the fund's overall market cap.
  • About a hundred different securities are owned by the typical mutual fund investment, which ensures that mutual fund Investors achieve substantial diversification at a low price.

Types of mutual funds investment based on assets:-

Mutual funds investment options  are broadly classified on the basis of their underlying where the fund manager is investing the money:

  • Equity funds: They invest mainly in stocks of companies. The performance of the scheme depends on the stocks. They typically offer long-term growth but come with relatively high risk.

  • Debt funds: They invest primarily in fixed income instruments such as the money market, bonds, treasury bills, etc. These instruments come with a maturity date and fixed interest rate.
  • Hybrid funds: These funds invest partly in equity funds and partly in debt funds. The proportion of investment in equity and debt securities is determined by the fund manager.

Benefits of investing in mutual funds with GEPL Capital 

Professional management:-Not having to pick stocks and handle portfolios is a key benefit of investing in mutual funds. Instead, utilizing diligent analysis and skillful trading, a competent investment manager takes care of all of this. Investors buy funds because they either don't have the time or experience to run their own investments or because they don't have access to the same sort of data a skilled fund provides.

Diversification:-One of the benefits of investing in mutual funds is diversification or the combination of investments and assets within a portfolio to minimize risk. Experts recommend diversification as a way to increase the returns of a portfolio while reducing its risk.

Risk reduction:- Mutual funds are subject to sector legislation that provides investors with transparency and fairness.

Economies of Scale:-investing in mutual fund provides economies of scale as well. The purchasing of one protects the investor from the multiple commission fees required to build a diversified portfolio.

Varities:-Investors have the freedom to research and select from managers with a variety of styles and management goals. For instance, a fund manager may focus on value investing, growth investing, developed markets, emerging markets, income, or macroeconomic investing, among many other styles.

MF Recommendations Category Nav Rating Returns(%)
1 Year 3 Years 5 Years
Axis Long Term Equity (ELSS) - Tax Savings 60.76 49.31 12.51 15.24
Canara Rob Equity Tax Saver Fund (ELSS) - Tax Savings 93.31 57.47 15.59 16.01
Mirae Asset Tax Saver Fund (ELSS) - Tax Savings 25.22 66.89 15.71 20.30
Canara Rob Equity Hybrid Fund Aggressive Hybrid 209.67 38.68 12.21 13.58
Mirae Asset Hybrid Equity Fund Aggressive Hybrid 18.66 40.85 11.47 13.33
SBI Equity Hybrid Fund Aggressive Hybrid 36.53 37.32 10.62 12.12
Edelweiss Arbitrage Fund Arbitrage Fund 15.16 3.67 5.33 5.68
Kotak Equity Arbitrage Arbitrage Fund 29.13 3.98 5.34 5.68
ICICI Pru Equity-Arbitrage Fund Arbitrage Fund 26.87 3.76 5.24 5.57
Axis Banking & PSU Debt Fund Banking & PSU 2,062.63 7.80 8.65 8.17
IDFC Banking & PSU Debt Fund Banking & PSU 19.27 8.50 9.31 8.10
Kotak Banking and PSU Debt Fund Banking & PSU 50.43 8.20 8.67 8.29
BNP Paribas India Consumption Fund Consumption 16.15 39.66
Mirae Asset Great Consumer Fund Consumption 44.79 48.25 10.70 16.33
ICICI Pru FMCG Fund Consumption 276.25 23.80 6.51 11.35
Kotak Balanced Advantage Fund Dynamic Asset Allocation 13.16 33.42
Edelweiss Balanced Advantage Fund Dynamic Asset Allocation 31.49 34.22 11.75 11.33
ICICI Pru Balanced Advantage Fund Dynamic Asset Allocation 44.12 34.79 9.47 10.98
ICICI Pru Equity Savings Fund Equity Savings 15.98 19.58 7.27 8.64
Kotak Equity Savings Equity Savings 16.75 19.80 7.70 8.64
SBI Equity Saving Equity Savings 15.73 27.53 7.70 8.28
Axis ESG Equity Fund ESG 13.86 47.92 0.00 0.00
SBI Magnum Equity ESG Fund ESG 134.80 56.18 11.99 12.66
Aditya BSL Bkng & Fin Srvcs Financial Services 31.96 60.33 4.94 13.73
ICICI Pru Banking & Fin Serv Fund Financial Services 69.62 56.57 5.62 15.69
SBI Banking & Financial Services Financial Services 21.75 54.80 11.80 18.50
Axis Flexi Cap Fund Flexi-Cap 15.39 43.04 13.43
Kotak Flexicap Fund Flexi-Cap 44.73 53.63 10.67 14.42
Parag Parikh Flexi cap Fund Flexi-Cap 39.30 67.67 19.25 18.07
Aditya BSL FRF L/T Floating Rate 266.39 7.12 7.68 7.74
HDFC Floating Rate Debt Whls Floating Rate 37.99 8.15 7.81 7.73
Nippon India Floating Rate Fund Floating Rate 34.71 8.90 8.12 7.69
Axis Focused 25 Focused 37.51 52.78 11.80 16.62
SBI Focused Equity Fund Focused 188.80 48.03 11.52 14.93
Sundaram Sel Focus Focused 226.33 46.24 10.86 13.74
DSP US Flexible Equity Fund Fund of Fund 39.63 53.05 20.48 18.20
Edelweiss Gr China Equity Off-Shore Fund Fund of Fund 54.53 59.10 25.42 24.27
Franklin India Feeder - Franklin U.S. Opportunities Fund Fund of Fund 54.03 48.82 26.09 22.20
Edelweiss US Technology Equity FOF Fund of Fund 18.90 82.42
Franklin Asian Equity Fund Global Fund 32.57 47.08 13.13 15.46
Aditya Birla SL Global Emerging Opp Fund Global Fund 19.68 42.97 14.60 12.65
ICICI Pru US Bluechip Equity Fund Global Fund 43.97 39.23 23.49 18.50
Motilal Oswal Nasdaq 100 ETF Global Fund 1,029.39 56.66 32.93 27.91
PGIM India Global Equity Opp Fund Global Fund 35.80 66.98 31.68 22.02
Kotak Gold Fund Gold 19.35 -4.28 13.15 9.01
ICICI Pru Regular Gold Savings Fund(FOF) Gold 15.39 -6.25 12.35 8.49
Nippon India ETF Gold BeES Gold 41.07 -0.89 13.50 8.66
Mirae Asset Healthcare Fund Healthcare 20.08 56.58
Nippon India Pharma Healthcare 268.40 52.39 24.06 14.78
Tata India Pharma & Healthcare Healthcare 15.68 47.46 21.79 10.24
HDFC Index Fund-NIFTY 50 Plan Index Funds 133.92 58.71 12.28 13.88
HDFC Index Fund-Sensex Index Funds 436.05 55.65 13.13 14.42
ICICI Pru Nifty Next 50 Index Fund Index Funds 30.46 46.64 4.58 12.48
ICICI Pru Infrastructure Fund(G) Infrastructure 60.31 64.69 4.48 10.46
Invesco India Infrastructure Fund(G) Infrastructure 22.86 50.07 7.43 12.54
Tata Infrastructure Fund-Reg(G) Infrastructure 70.9022 65.70 6.63 11.27
Axis Growth Opp Fund Large & Mid-Cap 16.16 59.26
Invesco India Growth Opp Large & Mid-Cap 42.86 47.75 8.64 13.88
Mirae Asset Emerging Bluechip Large & Mid-Cap 78.05 67.30 16.20 20.32
Axis Bluechip Fund Large Cap 38.53 42.84 14.10 15.48
BNP Paribas Large Cap Fund Large Cap 117.29 46.20 11.87 12.22
Mirae Asset Large Cap Fund Large Cap 64.74 53.13 11.65 15.18
Axis Liquid Fund Liquid 2,276.24 3.46 5.70 6.22
HDFC Liquid Fund Liquid 4,023.54 3.32 5.54 6.06
ICICI Pru Liquid Fund Liquid 303.50 3.48 5.66 6.18
Axis Midcap Mid - Cap 54.44 55.73 15.66 17.55
Kotak Emerging Equity Scheme Mid - Cap 57.46 78.41 11.99 16.72
Nippon India Growth Fund Mid - Cap 1,547.99 69.17 10.91 15.57
HDFC Money Market Fund Money Market 4,425.46 5.65 7.02 6.92
Kotak Money Market Money Market 3,472.05 4.88 6.76 6.86
Nippon India Money Market Money Market 3,200.62 5.20 6.98 6.96
HDFC Overnight Fund Overnight 3,044.77 2.92 4.67 5.21
SBI Overnight Fund Overnight 3,324.30 2.97 4.71 5.24
UTI Overnight Fund Overnight 2,797.81 3.01 4.67 5.55
Axis Small Cap Fund Small- Cap 44.20 65.96 16.22 17.31
Nippon India Small Cap Fund Small- Cap 59.69 96.45 9.38 18.48
SBI Small Cap Fund Small- Cap 79.66 80.56 10.99 19.28
HDFC Ultra Short Term Fund Ultra Short Term 11.86 5.62
ICICI Pru Ultra Short Term Fund Fund Ultra Short Term 21.61 6.01 7.09 7.46
SBI Magnum Ultra Short Dur Ultra Short Term 4,684.07 4.99 6.86 6.89
IDFC Sterling Value Value 65.78 95.26 4.66 14.40
UTI Value Opp Fund-Reg(G) Value 82.06 58.08 11.55 12.99
ICICI Pru Value Discovery Fund(G) Value 195.67 65.29 10.96 11.82

How to invest in mutual funds?


Investment in mutual funds can be done by both offline as well as online mode

In offline mode, you have to provide the application forms along with a cheque.

To invest online, you can either invest directly on the website of the fund houses or through third-party websites. 

Before investing in mutual funds, however, it is essential to do your research to identify your investment needs. For instance, if you want to park your money for a couple of months or so, ultra-short-term funds are the best bet. If you wish to raise some money to meet short-term goals (less than 3 years), debt funds can help you do just that. Knowing your financial objectives clearly can help you make the most of your mutual fund investments.

You can get higher returns and can save tax and all of these are possible just because of investing in mutual funds. You can start with a minimum amount like 500 rs. 

Being secure as your trusted bank. But, paperless account opening and easy analysis of the mutual funds. Invest in a ready-made basket of Mutual Funds recommended by GEPL Capital, Top performing mutual funds schemes

How to download and use the GEPL Capital MF App

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    • With GEPL Capital you can invest in mutual funds online. We provide various benefits. With professional management, we minimize the risk that occurs during market fluctuations. With our professional advisors and experts, you will get the best mutual funds to invest in 2020.
    • Our services are consistent and accurate you will get the best mutual funds that give you unexpected returns on your investments.
    • There are many Mutual Funds an investor can choose from. The investor can select Mutual Funds that best fits his risk profile. A wide variety often means lower risk in the portfolio and greater diversification.

      Mutual Funds offer an easy and hassle-free way to invest in diverse stocks that ensure good returns. The structured mutual funds portfolio is handled by an investment manager who invests the fund’s capital to create gains for the investors.

      Professional Management

      Mutual funds are managed by highly professional managers who have complete knowledge about the market. They perform complete research and analyze the performance and potential of various corporations and help investors grow money.

      Minimal Risk

      Mutual funds consist of diversified stocks that minimize risk occurring due to market fluctuations. This ensures that the investor does not bear heavy losses.

      Transparency

      Regular updates about the value of the investment to investors ensure transparency. The investor is presented with complete information about the investments in assets, and those made by schemes.

      Liquidity

      Funds can be directly redeemed by the investor when available for repurchase. Stock exchange-listed Fund units can also be bought and sold.

      Wide Range

      There are several Mutual Funds an investor can select from. The investor can choose Mutual Funds that best suit his risk profile. A wide range also ensures lower risk and better diversification in the portfolio.

        You have accepted the terms and conditions and allow GEPL Capital and its group companies to contact you via the contact information provided even if you are registered for DND facility.

        In mutual fund investment can be done with maximum three holders.

        Yes, mutual fund allows nomination. Some of the mutual funds allowed up to 3 nominees.

        Third party fund is allowed with declaration sign by investor.

        Investor can invest from any bank account where first investor name is there in bank account.

        For Registering SIP it takes normally 21 working days. So for SIP start date should be at least one month after of registration.

        In equity normally Rs. 5000 for Lumpsum and for SIP Rs. 1000 (Rs. 500 in some MF) per month investor can start investing.

        GEPL does not charge to investor; however there are Transaction charges (Rs. 150 for First time and Rs. 100 for existing investor) are applicable if investor is investing in equity mutual fund which will be deducted from investment by mutual fund.

        No, it is not mandatory to hold mutual fund units into Demat account.

        Investor (All holders) has to be KRA comply for any MF investment. Investor along with cheque and application form can do investment.

        As per SEBI circular: SEBI/IMD/CIR No. 4/ 168230/09, following are the details of the comparative commission earned by GEPL Capital Private Limited from various fund-houses, whose products are being distributed:

        Fund Categories Upfront Brokerage/ Upfront Commission Trail Year 1 Trail Year 2 Onwards
        Balanced and Equity Schemes 0% - 1.00% 0% - 1.50% 0% - 1.50%
        Arbitrage 0% - 0.80% 0% - 0.80% 0% - 0.80%
        Sector/Thematic Funds 0% - 1.00% 0% - 1.50% 0% - 1.50%
        Income Funds 0% - 1.00% 0% - 1.25% 0% - 1.25%
        Debt Dynamic Schemes 0% - 1.00% 0% - 1.25% 0% - 1.25%
        Gilt Schemes 0% - 0.80% 0% - 0.80% 0% - 0.80%
        Banking & PSU Debt Schemes 0% - 0.50% 0% - 0.40% 0% - 0.40%
        Debt Short Term 0% - 0.40% 0% - 0.40% 0% - 0.40%
        Debt Ultra Short Term 0% - 0.80% 0% - 0.80% 0% - 0.80%
        Liquid 0% - 0.10% 0% - 0.10% 0% - 0.10%

        GEPL Capital Private Limited could also get reimbursements towards promotion and marketing related activities conducted by GEPL Capital Private Limited on behalf of AMCs.

        These reimbursements are event-based and the same may or may not be received from AMCs in a particular period. Further, since such activities may be carried out at AMC level, reimbursement amount received cannot be attributed to any specific scheme being offered by such AMC.

        Details of Scheme level commission on Mutual funds are available with your Wealth / Relationship Manager and would be produced on demand.

        This is on a best effort basis and rates are updated as and when actual rates are received from AMCs

         

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