A range of Fixed Income investment options

State Guaranteed Bonds (Secured)

9.70 U.P. POWER CORPORATION LIMITED 2030 (SECURED)

9.7%

10 Lakhs

31ST DEC/31ST MAR/30TH JUN/30TH SEP

29-Jun-29: 25%; 28-Sep-2029: 25% 31-Dec-2029: 25% 29-Mar-2030: 25%

-

A+(CE) BY CRISIL & IND RATINGS

8.82%

-

104.7655

Multiple of 10 Lakhs

INE540P07418

9.70 U.P. POWER CORPORATION LIMITED 2031 (SECURED)

9.7%

10 Lakhs

31ST DEC/31ST MAR/30TH JUN/30TH SEP

28-Jun-2030: 25%; 30-Sep-2030: 25%; 31-Dec-2030: 25%; 31-Mar-2031: 25%

-

A+(CE) BY CRISIL & IND RATINGS

8.84%

-

105.385

Multiple of 10 Lakhs

INE540P07426

9.70 U.P. POWER CORPORATION LIMITED 2032 (SECURED)

9.7%

10 Lakhs

31ST DEC/31ST MAR/30TH JUN/30TH SEP

30-Jun-2031: 25%; 30-Sep-2031: 25%; 31-Dec-2031: 25%; 22-Mar-2032: 25%

-

A+(CE) BY CRISIL & IND RATINGS

8.9%

-

105.7126

Multiple of 10 Lakhs

INE540P07434

9.95 U.P. POWER CORPORATION LIMITED 2030 (SECURED)

9.95%

10 Lakhs

31st Dec/31st Mar/ 30th Jun/30th Sep

29-Jun-2029: 25% 28-Sep-2029: 25% 31-Dec-2029: 25% 29-Mar-2030: 25%

A+(CE) by CRISIL & IND Ratings

8.82%

-

105.8018

Multiple of 10 Lakhs

INE540P07491

9.95 U.P. POWER CORPORATION LIMITED 2031 (SECURED)

9.95%

10 Lakhs

31st Dec/31st Mar/ 30th Jun/30th Sep

28-Jun-2030: 25% 30-Sep-2030: 25% 31-Dec-2030: 25% 31-Mar-2031: 25%

A+(CE) by CRISIL & IND Ratings

8.84%

-

106.5731

Multiple of 10 Lakhs

INE540P07509

9.95 U.P. POWER CORPORATION LIMITED 2032 (SECURED)

9.95%

10 Lakhs

31st Dec/31st Mar/ 30th Jun/30th Sep

30-Jun-2031: 25% 30-Sep-2031: 25% 31-Dec-2031: 25% 22-Mar-2032: 25%

A+(CE) by CRISIL & IND Ratings

8.9%

-

107.0384

Multiple of 10 Lakhs

INE540P07517

Taxfree bonds

8.46% REC 2028

8.46%

1000

1 Dec Annual

28/03/2028

-

AAA by CRISIL, ICRA, IRRPL & CARE

5.42%

-

110.7291

30 Lakhs Only

INE020B07HP8

7.53 IRFC 2030 (7.28)

7.53%

1000

15 Oct Annual

21/12/2030

-

AAA by CARE & IND Ratings

5.32%

-

110.2181

10.40 Lakhs Only

INE053F07835

Taxable Bonds (PSU, Private, NBFC, Banks)

8.20% Indiagrid trust Ltd 2031 (Secured)

8.2%

1000

6 May Annual

06/05/2031

-

AAA by ICRA & CRISIL

8%

-

100.9119

25 Lakhs only

INE219X07264

8.10% L&T FINANCE LTD 2030 (Secured)

8.1%

10 lakhs

30 June Annual

28/06/2030

-

AAA by CRISIL & IND Ratings

7.92%

-

100.7458

Multiple of 10 lacs

INE691I07EO1

8.29% AXIS FINANCE LIMITED 2027 (Secured)

8.29%

1 lakhs

19th Aug Annual

19/08/2027

-

AAA BY IND RATINGS & CARE

7.85%

-

101.0957

Multiple of 10 lacs

INE891K07978

8.10% ADITYA BIRLA FINANCE LIMITED 2033 (Secured)

8.1%

1 lakhs

18 March Annual

19/05/2027

-

AAA BY ICRA & IND RATINGS

7.9%

-

100.9612

Multiple of 10 lacs

INE860H07IY4

8.1167% BAJAJ FINANCE LIMITED 2027 (SECURED)

8.12%

10 lakhs

10 May Annual

10/05/2027

-

AAA by CRISIL

7.9%

-

100.3795

Multiples of 10 Lakhs

INE296A07SX7

7.13% LIC HOUSING FINANCE LTD 2031 (Secured)

7.13%

10 lakhs

30 Nov Annual

28/11/2031

-

AAA by CARE & CRISIL

7.6%

-

97.3988

Multiples of 10 Lakhs

INE115A07PP1

7.95% LIC HOUSING FINANCE LTD 2028 (Secured)

7.95%

10 lakhs

29 Jan Annual

29/01/2028

-

AAA by CARE & CRISIL

7.5%

-

101.2252

Multiples of 10 Lakhs

INE115A07MW4

8.55% HDFC 2029 (Unsecured)

8.55%

10 Lakhs

12 Oct Annual

27/03/2029

-

AAA by CRISIL & ICRA

7.5%

-

103.8225

50 Lakhs only

INE040A08724

7.25% Muthoot Finance Ltd 2027 (Secured)

7.25%

1000

1st of every month

03/11/2027

AA+ by ICRA

8.73%

-

96.8298

Multiple of 5 Lakhs

INE414G07GV2

8.75% Shriram Finance Ltd 2026 (Secured)

8.75%

1 Lakh

4 May Annual

04/05/2026

-

AA+ by India ratings

8.8%

-

99.9459

Multiple of 10 Lakhs

INE721A07RN7

7.90% MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED 2027 (SECURED)

7.9%

10 Lakh

30 Aug Annual

30/08/2027

-

AAA BY CARE & IND RATINGS

7.9%

-

99.9898

Multiple of 10 Lakhs

INE774D07UM6

8.50% Cholamandalam Investment & Finance Company Limited 2026 (Secured)

8.3%

1000

4 March Annual

04/06/2026

-

AA+ by ICRA & India ratings

8.15%

-

100.6242

Multiple of 5 Lakhs

INE121A07RO8

8.40% Cholamandalam Investment & Finance Company Limited 2028 (Secured)

8.4%

1000

4 March Annual

04/05/2028

-

AA+ by ICRA & India ratings

8.3%

-

100.2091

Multiple of 5 Lakhs

INE121A07QY9

9.70% CREDIT ACCESS GRAMEEN LIMITED 2028 (SECURED)

9.7%

1000

7th of every month

07/09/2028

-

AA- by India ratings

9.55%

-

101.7917

Multiples of 10 Lakhs

INE741K07579

10% CREDIT ACCESS GRAMEEN LIMITED 2028 (SECURED)

10%

1000

23rd of every month

23/11/2027

-

AA- by India ratings

9.15%

-

103.3635

Multiples of 10 Lakhs

INE741K07496

9.35% Piramal Enterprises Ltd 2026 (Secured)

9.35%

1000

28 Feb Annual

27/02/2026

-

AA by ICRA & CARE

9.25%

-

100.0291

Multiple of 5 Lakhs

INE140A07799

9.20% Piramal Enterprises Ltd 2028 (Secured)

9.2%

1000

3 Nov Annual

03/11/2028

-

AA by ICRA & CARE

8.5%

-

102.2943

Multiple of 5 Lakhs

INE140A07765

9.10% MOTILAL OSWAL FINANCIAL SERVICES 2027 (SECURED)

9.1%

1000

9 May Annual

09/05/2027

-

AA by CRISIL & IND RATINGS

8.7%

-

100.8279

Multiples of 10 Lakhs

INE338I07149

8.97% MOTILAL OSWAL FINANCIAL SERVICES 2029 (SECURED)

8.97%

1000

Last day of Every Month

09/05/2029

-

AA by CRISIL & IND RATINGS

8.9%

-

101.5664

Multiples of 10 Lakhs

INE338I07164

10.25% Navi Finserv ltd 2026 (Secured)

10.25%

1000

Last day of Every Month

31/12/2026

-

A by India Ratings & Crisil

10.55%

-

100.3555

Multiple of 5 Lakhs

INE342T07429

Perpetual Bonds

9.10% TMFSL June 2031 Call

9.1%

10 Lakhs

15 June Annual

-

15-06-2031 C

A+ by ICRA

-

8.75%

101.6422

10 lakhs only

INE601U08242

9.45% Cholamandalam investment & finance company ltd perpetual

9.45%

10 Lakhs

31 Mar Annual

-

01-03-2033 C

A+ by ICRA

-

9.15%

99.6643

Multiples of 10 Lakhs

INE601U08242

High Yielding bonds

6.75% PIRAMAL CAPITAL & HOUSING FINANCE LIMITED 2031 (Secured)

6.75%

875

28thSept, 28th March

26/09/2031

-

AA by ICRA & CARE

10.8%

-

87.7463

Multiples of 3 Lakhs (Limited Quantum)

INE516Y07444

9.00% Indiabulls Housing Finance Ltd. June 2026 (Secured)

9%

1000

26 Sept Annual

26/09/2026

-

AA+ by brickworks & AA by CRISIL

11.75%

-

95.2827

Multiples of 10 Lakhs

INE148I07GL3

10.75% Spandana Spoorty Financial Services Ltd 2025 (Secured)

10.75%

1 Lakh

13 May, 13 Aug, 13 Nov, 13 Feb

13-11-2024: 25%; 13-02-2025: 25% 13-05-2025: 25% 13-08-2026: 25%

-

A+ by India ratings

11.2%

-

99.9878

Multiple of 5 Lakhs

INE572J07661

10.75% MAS FINANCIAL SERVICES LIMITED 2027 (SUB-DEBT, TIER-2)

10.75%

1 CR

20th of every month

20/05/2027

-

AA- by CARE

11.15%

-

100.2989

Multiple of 1 CR

INE348L08041

Capital gain Bonds (Sec 54Ec) - ROI is 5.25% w.e.f 1st April 2023

5.25% REC Ltd

5.25%

10000

30 June Annual

5 Yrs from allotment

-

AAA

-

-

-

Min 10k, Max 50 Lakhs

-

5.25% PFC Ltd

5.25%

10000

31 July Annual

5 Yrs from allotment

-

AAA

-

-

-

Min 20k, Max 50 Lakhs

-

5.25% IRFC Ltd

5.25%

10000

31 Oct Annual

5 Yrs from allotment

-

AAA

-

-

-

Min 10k, Max 50 Lakhs

-

Rbi floating rate savings Taxable bond- - ROI is 8.05% w.e.f 1st July 2023

Non Cumulative

8.05% **

1000

1 Jan & 1 July

7 Years

-

AAA

-

-

-

Min 1k, Max No Limit

-

**The interest rates on RBI bonds are reset on every 1st Jan & 1st July. The Rate is derived as NSC rate + 0.35%. All subsequent coupon reset would be based on the fixation of ROI on NSC on Jan 1 & July 1 following the above methodology.

Quotes are indicative & subject to availability of bonds. Clean price calculated considering value date as 12th September 2024

5.25% IRFC Ltd

5.25%

10000

31 Oct Annual

5 Yrs from allotment

-

AAA

-

-

-

Min 10k, Max 50 Lakhs

-

Rbi floating rate savings Taxable bond- - ROI is 8.05% w.e.f 1st July 2023

Non Cumulative

8.05% **

1000

1 Jan & 1 July

7 Years

-

AAA

-

-

-

Min 1k, Max No Limit

-

**The interest rates on RBI bonds are reset on every 1st Jan & 1st July. The Rate is derived as NSC rate + 0.35%. All subsequent coupon reset would be based on the fixation of ROI on NSC on Jan 1 & July 1 following the above methodology.

Quotes are indicative & subject to availability of bonds. Clean price calculated considering value date as 5th Sept 2024