A range of Fixed Income investment options

State Guaranteed Bonds (Secured)

9.70 U.P. POWER CORPORATION LIMITED 2030 (SECURED)

9.7%

10 Lakhs

31ST DEC/31ST MAR/30TH JUN/30TH SEP

29-Jun-29: 25%; 28-Sep-2029: 25% 31-Dec-2029: 25% 29-Mar-2030: 25%

-

A+(CE) BY CRISIL & IND RATINGS

8.95%

-

104.3301

Multiple of 10 Lakhs

INE540P07418

9.70 U.P. POWER CORPORATION LIMITED 2031 (SECURED)

9.7%

10 Lakhs

31ST DEC/31ST MAR/30TH JUN/30TH SEP

28-Jun-2030: 25%; 30-Sep-2030: 25%; 31-Dec-2030: 25%; 31-Mar-2031: 25%

-

A+(CE) BY CRISIL & IND RATINGS

8.86%

-

105.3745

Multiple of 10 Lakhs

INE540P07426

9.70 U.P. POWER CORPORATION LIMITED 2032 (SECURED)

9.7%

10 Lakhs

31ST DEC/31ST MAR/30TH JUN/30TH SEP

30-Jun-2031: 25%; 30-Sep-2031: 25%; 31-Dec-2031: 25%; 22-Mar-2032: 25%

-

A+(CE) BY CRISIL & IND RATINGS

8.89%

-

105.8368

Multiple of 10 Lakhs

INE540P07434

9.95 U.P. POWER CORPORATION LIMITED 2030 (SECURED)

9.95%

10 Lakhs

31st Dec/31st Mar/ 30th Jun/30th Sep

29-Jun-2029: 25% 28-Sep-2029: 25% 31-Dec-2029: 25% 29-Mar-2030: 25%

A+(CE) by CRISIL & IND Ratings

8.82%

-

105.9153

Multiple of 10 Lakhs

INE540P07491

9.95 U.P. POWER CORPORATION LIMITED 2031 (SECURED)

9.95%

10 Lakhs

31st Dec/31st Mar/ 30th Jun/30th Sep

28-Jun-2030: 25% 30-Sep-2030: 25% 31-Dec-2030: 25% 31-Mar-2031: 25%

A+(CE) by CRISIL & IND Ratings

8.86%

-

106.5811

Multiple of 10 Lakhs

INE540P07509

9.95 U.P. POWER CORPORATION LIMITED 2032 (SECURED)

9.95%

10 Lakhs

31st Dec/31st Mar/ 30th Jun/30th Sep

30-Jun-2031: 25% 30-Sep-2031: 25% 31-Dec-2031: 25% 22-Mar-2032: 25%

A+(CE) by CRISIL & IND Ratings

8.89%

-

107.1804

Multiple of 10 Lakhs

INE540P07517

Taxfree bonds

7.19% Hudco 2028

7.19%

1000

28 March Annual

28/03/2028

-

AAA

5.35%

-

105.9355

7.50 Lakhs Only

INE031A07881

7.36% IIFCL 2028

7.36%

1000

22 Jan Annual

22/01/2028

-

AAA

5.35%

-

106.1955

10 Lakhs Only

INE787H07149

Taxable Bonds (PSU, Private, NBFC, Banks)

7.25% Muthoot Finance Ltd 2027 (Secured)

7.25%

1000

1st of every month

03/11/2027

AA+ by ICRA

9.25%

-

95.3772

Multiple of 5 Lakhs

INE414G07GV2

8.75% Shriram Finance Ltd 2026 (Secured)

8.75%

1 Lakh

4 May Annual

04/05/2026

-

AA+ by India ratings

8.95%

-

99.6196

Multiple of 10 Lakhs

INE721A07RN7

8.20% Indiagrid trust Ltd 2031 (Secured)

8.2%

1000

6 May Annual

06/05/2031

-

AAA by ICRA & CRISIL

7.9%

-

101.4588

25 Lakhs only

INE219X07264

9.70% CREDIT ACCESS GRAMEEN LIMITED 2028 (SECURED)

9.7%

1000

7th of every month

07/09/2028

-

AA- by India ratings

9.6%

-

101.6809

Multiples of 10 Lakhs

INE741K07579

10% CREDIT ACCESS GRAMEEN LIMITED 2028 (SECURED)

10%

1000

23rd of every month

23/11/2027

-

AA- by India ratings

9.18%

-

103.3964

Multiples of 10 Lakhs

INE741K07496

8.40% Cholamandalam Investment & Finance Company Limited 2025 (Secured)

8.4%

1000

7 Dec Annual

07/12/2025

-

AA+ by ICRA & India ratings

8.25%

-

100.1012

Multiple of 5 lakhs

INE121A07RJ8

8.50% Cholamandalam Investment & Finance Company Limited 2026 (Secured)

8.3%

1000

4 March Annual

04/06/2026

-

AA+ by ICRA & India ratings

8.2%

-

100.536

Multiple of 5 Lakhs

INE121A07RO8

8.40% Cholamandalam Investment & Finance Company Limited 2028 (Secured)

8.4%

1000

4 March Annual

04/05/2028

-

AA+ by ICRA & India ratings

8.3%

-

100.2371

Multiple of 5 Lakhs

INE121A07QY9

7.89% TATA CAPITAL LTD 2027 (Secured)

7.89%

10 lakhs

26 July Annual

26/07/2027

-

AAA by CRISIL & ICRA

8%

-

99.7165

Multiples of 10 Lakhs

INE306N07MX0

7.13% LIC HOUSING FINANCE LTD 2031 (Secured)

7.13%

10 lakhs

30 Nov Annual

28/11/2031

-

AAA by CARE & CRISIL

7.65%

-

97.0776

Multiples of 10 Lakhs

INE115A07PP1

7.95% LIC HOUSING FINANCE LTD 2028 (Secured)

7.95%

10 lakhs

29 Jan Annual

29/01/2028

-

AAA by CARE & CRISIL

7.6%

-

100.9608

Multiples of 10 Lakhs

INE115A07MW4

9.35% Piramal Enterprises Ltd 2026 (Secured)

9.35%

1000

28 Feb Annual

27/02/2026

-

AA by ICRA & CARE

9.3%

-

99.972

Multiple of 5 Lakhs

INE140A07799

9.20% Piramal Enterprises Ltd 2028 (Secured)

9.2%

1000

3 Nov Annual

03/11/2028

-

AA by ICRA & CARE

8.55%

-

102.1488

Multiple of 5 Lakhs

INE140A07765

8.55% HDFC 2029 (Unsecured)

8.55%

10 Lakhs

12 Oct Annual

12/10/2032

-

AAA by CRISIL & ICRA

7.5%

-

103.9267

50 Lakhs only

INE040A08724

10.25% Navi Finserv Ltd 2025 (Secured)

10.25%

1000

18th of Every month

18/10/2025

-

A by India Ratings & Crisil

10.1%

-

100.6803

Multiple of 5 Lakhs

INE342T07379

10.75% Navi Finserv Ltd 2025 (Secured)

10.75%

1000

18th July Annual

18/10/2025

-

A by India Ratings & Crisil

10.15%

-

100.7381

Multiple of 5 Lakhs

INE342T07395

10.25% Navi Finserv ltd 2026 (Secured)

10.25%

1000

Last day of Every Month

31/12/2026

-

A by India Ratings & Crisil

10.25%

-

100.964

Multiple of 5 Lakhs

INE342T07429

9.10% MOTILAL OSWAL FINANCIAL SERVICES 2027 (SECURED)

9.1%

1000

9 May Annual

09/05/2027

-

AA by CRISIL & IND RATINGS

8.8%

-

100.6504

Multiples of 10 Lakhs

INE338I07149

8.97% MOTILAL OSWAL FINANCIAL SERVICES 2029 (SECURED)

8.97%

1000

Last day of Every Month

09/05/2029

-

AA by CRISIL & IND RATINGS

9.05%

-

101.0575

Multiples of 10 Lakhs

INE338I07164

Perpetual Bonds

9.75% Tata Motors Finance Solutions Ltd Perpetual

9.75%

10 Lakhs

3 Dec Annual

-

03-12-2030 C

A+ by ICRA

-

8.9%

103.8726

10 lakhs only

INE601U08168

9.45% Cholamandalam investment & finance company ltd perpetual

9.45%

10 Lakhs

31 Mar Annual

-

01-03-2033 C

A+ by ICRA

-

9.25%

101.0432

Multiples of 10 Lakhs

INE121A08PB7

High Yielding bonds

6.75% PIRAMAL CAPITAL & HOUSING FINANCE LIMITED 2031 (Secured)

6.75%

875

28thSept, 28th March

26/09/2031

-

AA by ICRA & CARE

10.8%

-

87.4146

Multiples of 3 Lakhs (Limited Quantum)

INE516Y07444

9.00% Indiabulls Housing Finance Ltd. June 2026 (Secured)

9%

1000

26 Sept Annual

26/09/2026

-

AA+ by brickworks & AA by CRISIL

11.75%

-

94.9179

Multiples of 10 Lakhs

INE148I07GL3

10.75% Spandana Spoorty Financial Services Ltd 2026 (Secured)

10.75%

1 Lakh

3 Jul / 3 Oct / 3 Jan / 3 Apr

03-Oct-24: 25%; 03-Apr-2025: 25% 03-Oct-2025: 25% 03-Apr-2026: 25%

-

A+ by CARE

11.2%

-

99.986

Multiple of 5 Lakhs

INE572J07679

Capital gain Bonds (Sec 54Ec) - ROI is 5.25% w.e.f 1st April 2023

5.25% REC Ltd

5.25%

10000

30 June Annual

5 Yrs from allotment

-

AAA

-

-

-

Min 10k, Max 50 Lakhs

-

5.25% PFC Ltd

5.25%

10000

31 July Annual

5 Yrs from allotment

-

AAA

-

-

-

Min 20k, Max 50 Lakhs

-

5.25% IRFC Ltd

5.25%

10000

31 Oct Annual

5 Yrs from allotment

-

AAA

-

-

-

Min 10k, Max 50 Lakhs

-

Rbi floating rate savings Taxable bond- - ROI is 8.05% w.e.f 1st July 2023

Non Cumulative

8.05% **

1000

1 Jan & 1 July

7 Years

-

AAA

-

-

-

Min 1k, Max No Limit

-

**The interest rates on RBI bonds are reset on every 1st Jan & 1st July. The Rate is derived as NSC rate + 0.35%. All subsequent coupon reset would be based on the fixation of ROI on NSC on Jan 1 & July 1 following the above methodology.

Quotes are indicative & subject to availability of bonds. Clean price calculated considering value date as 26th July 2024