All your Life and Non-life insurance plans in one place

Investor (All holders) must comply to KRA for any MF investment. Investor along with cheque and application form can do investment.

The approx. value should be 15 to 20 times your annual income plus you need to add all liabilities like loans etc.

Suicide is covered only after 365 days. All other types of death are covered.

After submission of all claim documents normally the money is received in 10 to 15 days.

Yes. You can surrender the policy at any time. A term policy does not normally have any surrender value. Only death benefit is payable.

This is a compulsory insurance. Every claim free year the insured gets a no claim bonus which is deducted from the premium calculation at the time of renewal of the policy.

They are additional covers given by charging additional premium over and above the one charged and offered in the package policy. The popular ones are zero depreciation, engine protect, Key Replacement etc.

There are 2 types of policies. One is Third party / Liability only policy and the second is a package policy or comprehensive policy.

Yes. It’s payable.

Intimate the claim to insurance co.

The premium is calculated on the type of policy selected, type of usage commercial or private, the IDV and the add on covers selected.

Any pre-existing illness that you may be suffering from before your date of travel and any planned surgery or treatment.

You need to call on toll free no’s which are mentioned on the policy.

You need to send an email to insurance company requesting for an extension for the number of days required , a self-declaration of good health and wiliness to pay the additional premium amount chargeable by email. On receiving the additional premium and underwriters’ approval your policy will get extended.

The sum insured is dependent on the country and place of travel. Medical costs in Asia are cheaper than in Europe. Medical costs in USA are the most expensive so sum insured must be selected as per the country of travel.

No, it is a cheap insurance based on the number of days of travel and the country of travel.

Any hospitalisation due to sudden illness, accidents, personal liability whilst you are travelling abroad. It also covers loss of passport, flight cancellation and delay amongst other coverage.

Travel Insurance secures you from unforeseen accidents whilst you are travelling abroad.

 It is your responsibility to update the insurance company if there are any additions / changes to your insured assets.

The sum insured is determined by the costs of your assets.